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There are about 30 African countries where tontines are used, and 14 in Asia. In South Africa, it is known as a stokvel
South Africa, Zimbabwe, Mozambique, Angola, Zambia, Malawi and Eswatini were singled out as countries of crucial concern
Burkina Faso, Mali and Niger have left the Economic Community of West African States, which could adversely affect trade and the end of military rule